era johor

ASK US A QUESTION

Frequently Ask Question

You can get maximum up to 90% loan margin for your first and second property loan. For the subsequent property can get 70% loan margin.

Usually take about 7 -14 days, upon full loan document received by the banker.

Yes, you need to appoint a lawyer to present you. And yes u can choose your own lawyer, or use our company panel lawyer.

Purchaser and vendor shall pay for the legal fee, purchaser takes higher margin. It is also subject to the sales and purchase agreement and loan amount.

Subject to bank policy and requirement. Most of the bank prefer joint borrower instead of guarantor.

Have to pay before / on the date required by the bank stated on the issued letter.

Yes, the agreement is establish between you and the bank, but not the developer.

You may consider the worth amount of the low interest rate with the incurred payment such as legal fee and stamp duty.

According to the Board of Valuers, Appraisers, Estate Agents, and Property Managers Malaysia (BOVAEA) is maximum 3% of selling price.

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